Trade Account

Apply for a TROPAC credit account.

A TROPAC trade credit account gives your business 30 Days EOM (End of Month) payment terms, consolidated invoicing and priority PAC support. Applications are completed online — no paperwork to print, sign and scan — and typically approved within 2 business days.

Apply online

100% paperless application · Takes approx. 10 minutes

Credit application

Apply now

Complete your credit application online — no paperwork to print, sign and scan. Your details are kept confidential and used only to assess your application.

Start application

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How it works

Four steps to your trade account.

Step 01

Complete your application

Fill in your business details, trading history and references online — with electronic signature support if multiple people need to sign. Takes approximately 10 minutes.

~10 minutes
Step 02

Credit assessment

We conduct the checks TROPAC requires and review your application. We may contact you or your trade references to complete the assessment.

1–2 business days
Step 03

Account approved

You'll receive a confirmation email with your credit limit and account terms. Your TROPAC account is ready to use immediately.

Email confirmation
Step 04

Order on 30 Days EOM terms

Place orders online or through your PAC with 30 Days EOM (End of Month) payment terms.

Terms from day one
Before you start

What you'll need to apply.

The application takes about 10 minutes to complete. Having these details ready before you start will speed up the process and help ensure a smooth assessment. If you have questions, your PAC can walk through the application with you.

Business details

Legal business name, NZBN, trading name, registered address and primary contact details.

Two trade references

Contact names and phone numbers for two existing supplier accounts — they may be contacted as part of the assessment.

Accounts payable contact

The name and email address of the person responsible for payments at your business.

Estimated monthly spend

An approximate monthly spend with TROPAC — used to set your initial credit limit.

Authorised signatory

Name and title of the person authorised to accept credit terms on behalf of the business (director, owner or financial controller).

Account types

Standard 30 Days EOM

Frequently asked questions

Credit application FAQs

  • Most applications are assessed within 1–2 business days of submission. If your trade references are responsive and your details are complete, you may receive approval sooner. You'll receive an email confirmation once your account is approved.
  • Initial credit limits are set based on your application, trading history and reference checks. Your estimated monthly spend is a guide. If your business needs a higher limit over time, contact your PAC — limits can be reviewed and increased for established accounts.
  • Yes. Existing TROPAC customers can apply for a credit account at any time through the same online application. There's no need to close your existing account — your order history is retained and your new credit terms apply to all future orders once approved.
  • Yes. Your application is submitted securely and stored confidentially. TROPAC tailors the application to our requirements, and your details are used only for credit assessment purposes in accordance with the Privacy Act 1988.
  • Yes — sole traders can apply for a TROPAC credit account. You will need your NZBN and personal trade references. Credit limits for sole traders are assessed on the same basis as company applications. Contact your PAC if you have questions before applying.
  • If your application is unsuccessful, you can continue to order from TROPAC using standard payment methods (EFT, credit card). We encourage you to contact your PAC to discuss your situation — in many cases a lower initial credit limit or a secured terms arrangement can be worked out as a starting point.
Need help?

Talk to your Product Application Consultant.

Your PAC can walk you through the application, advise on account type and help with any questions before you apply. We're across QLD/NT, NSW/ACT and VIC/SA/TAS.